Tue Jan 23 13:32:30 2001
Name:sudheer reddy
Email:suvary@hotmail.com
Suggestions:Increase the prices of cigars and alchohol Spend more on primary education. Remove sub- sidies. There is no point in giving any thing freely. Strength the primary health network

Tue Jan 23 13:32:52 2001
Name:skjadhav
Email:skjadhav@rediffmail.com
Suggestions:Rs.60,000 for Income tax under Section88 may be enhanced to Rs.1,00,000 considering the rupee vallue.This will also help Govt.to raise money for developemental work and the saver to save more.

Tue Jan 23 13:32:53 2001
Name:Vivek
Email:Hatkarvivek@hotmail.com
Suggestions:As we call our economy to based on Agriculture & also because of this thousands crores of rupees come from this industry then why Income tax should not be collected from Agriculture sector. Gov. can collect fix amount not from small farmer but person holding more than 20 acres of land . (may around 500 rs per acres above 20 acres of land)

Tue Jan 23 13:33:20 2001
Name:Ramesh Iyer
Email:ji66@go4i.com
Suggestions:Sir, Please have guts to do what you have to.do you want to be the fInance minister for a long term and be forgotten later or be remembered by future generations of India as the architect of the prosperous future of India.

Tue Jan 23 13:33:47 2001
Name:Neeraj Nair
Email:neerajnair@hotmail.com
Suggestions:Sir, Once for all ignoring (could be at the cost of chair)political consideration, show your guts in removing all such subsidies doled out from the hardpressed cruch of budgetary provisions, please. Help middle class people by raising IT exemption limit to fairly affordable level, please.

Tue Jan 23 13:34:51 2001
Name:Rajesh Jakhotya
Email:rajeshjakhotya@rediffmail.com
Suggestions:sir, kindly consider the prices of the softwares for educational purposes so that all the educational computer institutes can purchase licensed softwares and software piracy can be removed from our country

Tue Jan 23 13:35:04 2001
Name:Bharat
Email:bbharat@in.ibm.com
Suggestions:Dear Sir, I'm sure under your able guidance India economicv policies will get a boost and your term will be great era to remember. All the BEST.... RGDS, Bharat

Tue Jan 23 13:35:11 2001
Name:Bhadresh Shah
Email:bhadresh_shah@yahoo.com
Suggestions:dear sir, Please increase income tax limit, thanks

Tue Jan 23 13:35:33 2001
Name:K Malmarugan
Email:kmalmarugan@rediffmail.com
Suggestions:Dear Sir: As you would be aware our country has seen a radical transformation in its social structure, in that urbanisation has become a bane of all planners. In the past few decades large number of people have moved to our urban areas thereby creating considerable strain on urban systems. In this context, the role of local bodies become very important. I want to suggest that tax concessions can be extended to municipal bonds so that the urban local bodies are able to approach the capital markets. Regards Malmarugan

Tue Jan 23 13:36:18 2001
Name:Srinivasa raju
Email:rajanya@hotmail.com
Suggestions:Hi Sir, Looks lik we are used to a budget which is more focussed on repair damage in the short run..We are looking for a budget whcih will lay a strong foundation for many decades to come.

Tue Jan 23 13:36:22 2001
Name:Ramesh
Email:rrameshp@yahoo.com
Suggestions:I feel that the best Model of disinvestment would be that done on SBI some years back i.e wide holding of shares distributed to all applicants of the public issue. The British Airways had the same model of disinvestment. Also as Software sector has been a consistent export growth the help that would be valuable to this sector would be tax concession in high speed Optic fibre cables connectivity. This would be beneficial to small scale software exporters who cannot afford rentals of Software Parks that have high speed lines. We need to remove all hurdles and insure the speedy implementation of all ongoing projects.

Tue Jan 23 13:36:30 2001
Name:PALETI.SRIDHAR
Email:paleti_sridhar@rediffmail.com
Suggestions:We all in the working class are expecting an INCRESE IN THE INCOME TAX CEALING & reduction in the rate of I.T. also. We hope all our dream comes true.

Tue Jan 23 13:37:55 2001
Name:Rajesh Tiwari
Email:rajesh.tiwari@wipro.com
Suggestions:We should have some more high limit for the investment, also the honest tax payer should get some extra benefits whatever is possible. B'coz salaried class pay thier taxes honestly but in return they don't get anything. I hope the coming budget will be good for the salaried staff and moreo over for whole country. We should make our budget more emphasis towards the IT & Military, they both are going to be a two strong arm for our country. Thanks to rediff for providing such type of opportunity. Rajesh

Tue Jan 23 13:38:12 2001
Name:skjadhav
Email:skjadhav@rediffmail.com
Suggestions:Rs.60,000 for Income tax under Section88 may be enhanced to Rs.1,50,000 considering the rupee value.This will also help Govt.to raise money for developemental work and the saver to save more.

Tue Jan 23 13:39:52 2001
Name:Shekhar Nadkarni
Email:shekharnadkarni@rediffmail.com
Suggestions:Increase the IT slab

Tue Jan 23 13:40:00 2001
Name:R Vijay Raghavan
Email:raghavan@heritagewebsol.com
Suggestions:1. Standard Deduction should be raised. 2. IT should be given more incentives. IT Companies should be given 5 year tax holiday including foreign earnings

Tue Jan 23 13:41:18 2001
Name:hariharanadh
Email:harihnadh@yahoo.com
Suggestions:your budget should be industrial as well as agricultural based one with continuous drive in economy boosting and support for liberalisation we who are going to be NRI'S very soon.. infact i am getting married to one american lady who was secretary to algore over his political affairs committee in south central america, and moving to america soon want to put money back to mother land and looking forward for your budget and concessions. regards and best wishes harihnadh

Tue Jan 23 13:41:59 2001
Name:Raj Agrawal
Email:rka_1@rediff.com
Suggestions:Please reduce income tax for salaried employees. Taxing at >30% is undemocratic to such people as crores of non-salaried persons (businessmen) get away with not paying a single paisa. Better enforcement of taxation laws should be seriously considered.

Tue Jan 23 13:43:54 2001
Name:M Jayakumar
Email:jmanicka@hotmail.com
Suggestions:Reduce indivual IT reduction

Tue Jan 23 13:43:55 2001
Name:Laxmikant Dashpute
Email:laxmikantdashpute@rediffmail.com
Suggestions:Sir, Instead of having exemption against various saving schemes and having so much documentation and wastage of resources for the same, why cant we have income tax exemption limt extended by say another 12000 and let people decide about their savings.

Tue Jan 23 13:44:32 2001
Name:husain
Email:husain45@rediffmail.com
Suggestions:I shall be highly obliged if the roots of corruption be stopped at all levels. Please note that we are NRIs & whenever we visit our beloved country India, we feel ashamed of increasing bribery at most of the offices at mass level as we have very little vacation & the Govt.officials from airport to any destinations we the Indian live, they loot like there is no limit. For example, while travelling if they feel that we are NRI they try to grab us by any means to get money. In other words we have no time to fight with them as we have to come back to resume our duties. & if we don't come back we loose our jobs & in India we will not get any alternative job just to feed ourselves. I hope this aspect of ongoing corruption be taken at top agenda.

Tue Jan 23 13:44:50 2001
Name:ramesh
Email:cindyford23@yahoo.com
Suggestions:It's better u concentrate in decreasing petroleum products

Tue Jan 23 13:44:50 2001
Name:Raghavan
Email:ragha@sawaal.com
Suggestions:Dear sir, Pls do increase the standard deduction of Income Tax. Thanks in advance.

Tue Jan 23 13:47:42 2001
Name:krishna b. toraskar
Email:kbt00082@tatatechnologies.com
Suggestions:Every salary holder (inspite of the salary amount)should be taxed a fix amount of 0.5%, i.e. Rs 5 per thousand on the total salary. This will be non refundable amount, which will help the nation to grow.

Tue Jan 23 13:48:18 2001
Name:vikas ambastha
Email:vikas_ambastha@yahoo.com
Suggestions:Please do something to increase the bandwidth of the internet.

Tue Jan 23 13:48:31 2001
Name:Shrikant
Email:s_khopkar@rediffmail.com
Suggestions:Dear Mr. Sinha, Pls make adequate provisions to boost the investment in infrastructure of the country.

Tue Jan 23 13:49:08 2001
Name:Hemant M Patki
Email:hpatki@sicomindia.com
Suggestions:Sir, Value of Rupee has gone down and therefore,i have to rquest you:-1)to consider suitable increase in Standerd Deduction and 2) to consider increase in deduction u/s 80cc.

Tue Jan 23 13:49:17 2001
Name:Prathap Reddy
Email:prathap@email.com
Suggestions:1. Increase the exemption / deduction for expenses towards children's education (Isn't a literate nation likely to result in higher tax collections?) 2. The top marginal tax rate has to be reduced. Currently, close to 50% of my salary goes to the government. So why should I work? 3. Promote housing further. The amount invested in the first house built/bought per family should be fully tax exempt. 4. Introduce an incentive scheme for tax payers who file returns regularly - say a reduction of 2 % in the top marginal tax rate subject to a minimum of Rs. 10000 per tax payer.

Tue Jan 23 13:49:33 2001
Name:karthik
Email:vaskarthik@yahoo.com
Suggestions:1. Rationalise Gas products. 2. Reduce Income tax slabs. 3. Increase tax on Cable tv/satellite channels.

Tue Jan 23 13:49:44 2001
Name:Vijay
Email:vijay_vora@rediffmail.com
Suggestions:My suggestion is that goverment shld remove the surcharge on the salaried employees. Because they are already under heavy TAX burden and if i am not mistake this is the only class who regularly pays the TAX because they dont have any option which others enjoy .

Tue Jan 23 13:49:47 2001
Name:Anuj singhal
Email:asinghal_men @rediffmail.com
Suggestions:Standard Deduction U/S 16 (i) Should be Rs. 25000- up to Rs. 150000/-

Tue Jan 23 13:49:59 2001
Name:surendranath
Email:sn_a@yahoo.com
Suggestions:hello sir, please increase funds for Primary education and Infrastructure upgradation. thanks, surendra

Tue Jan 23 13:51:12 2001
Name:Bharadwaj Kumar Keesara
Email:bkeesara@india.ptc.com
Suggestions:Hello Mr Yashwant Sinha, Your budget has always been very good and hope to have much better budget this year too. Regards Bharadwaj.

Tue Jan 23 13:52:39 2001
Name:Ashish & Harish
Email:sharma305@rediffmail.com
Suggestions:1)stop dumping chinese products. 2)increase import duty on electronic products.

Tue Jan 23 13:52:39 2001
Name:Vinay Avasthi
Email:vinay@avasthi.com
Suggestions:1. Take off surcharge 2. Increase investment limit of 60,000 to 100000 for section 88 3. Provide mechanism of filing IT returns over the web

Tue Jan 23 13:52:45 2001
Name:Guruprakash
Email:gnarasipur@in.ibm.com
Suggestions:Make India a better place to live in.

Tue Jan 23 13:52:53 2001
Name:Jameel Shaikh
Email:jameelshaikh@rediffmail.com
Suggestions:See to it that value of Indian rupee does'nt fall in comparision to dollar

Tue Jan 23 13:53:22 2001
Name:rajendra mehta
Email:rajendramehta@hotmail.com
Suggestions:I feel FII should be taxed as non taxing FII/OCB has lead to promotion of hawala transaction.

Tue Jan 23 13:53:41 2001
Name:Prasanna Kulkarni
Email:prasanna_kul@rediffmail.com
Suggestions:1)IT rates rationalisation, so that tax invasion is reduced 2)Increase in Import duties for fully assembled Goods 3)Separate Tax-structure for Export oriented industries Indian industries 4)Guidelines to all states to control their expenses(Cabinate size as % of state population,separate Budgets for Administrative expenses, tours etc)

Tue Jan 23 13:54:40 2001
Name:Shyam Prasad
Email:shyamprasadsr@rediffmail.com
Suggestions:Dear Sir, I would like to bring to your attention the enormous amount of "brain-drain" that is taking place from India. While I have been an NRI myself, the old adage "You can take an Indian out of India but you can't take India out of an Indian" is very apt. People leave the shores of India to earn more and lead a more comfortable lifestyle. It would be pertinent if the income tax structure on individual incomes is made more transparent and comfortable to the assessee. If and when the IT structure for individuals becomes more competitive and less of a "mandatory burden", we will see the day when Indian talents would love to remain on Indian soil. Conversely, we may find people of other nationalities vying with each other to eke out a living and a career in India ! Thank you With high regards Shyam Prasad

Tue Jan 23 13:54:45 2001
Name:Vijayashankar
Email:vijayashankar@hotmail.com
Suggestions:Please reduce the direct taxes by atleast another 15% such that the take home salary will be more, which will spruce up teh economy in spending. ALso you could raise the exemption limit to Ra.1 Lakh, and give individual exemptions of Rs 25,000/- each for the number of people in the household, as in USA. The housing loan repayment can be fully exempted, imagine the impact it will create! You can alos allow capital gains losses upto Rs.1lakh to be offset against the salary income, as in USA. One day, INDIA will be having surplus income like in USA. Yo can introduce a new tax for social security and medicare for old people, managed by LIC/GIC etal at 5% of total income, 100% exempted.

Tue Jan 23 13:55:00 2001
Name:M.Raveendra
Email:mraveendra@mailcity.com
Suggestions:Dear Finance Minister, In case Individual tax it is better to include spouse income also and compute Income tax, And for those who are only husband or wife are working some tax exemptions may be given. This would help , where families have one source of income. Regards, M.Raveendra

Tue Jan 23 13:55:12 2001
Name:Mohan
Email:mohant@hotmail.com
Suggestions:QUIT!!!! You incompetent, corrupt LOSER!!!

Tue Jan 23 13:55:19 2001
Name:Sunil Kolambkar
Email:sunkol@rediffmail.com
Suggestions:1. Maximum Tax (may be 500 to 600 % )on all Tobaaco, pan masala and other that kind of products like cigg. ect. 2. Minimum documentation or permissions requriement (single window system) for bussiness under 25 lak Rs. 3. Tax reduction on all IT related Items.. both hardware and software for (import/domastic) 4. No TDS for Rs. 200000 pa income. 5. No Std. deduction benifits above income 500000 (why they need that???) 6. Lower bank Int. on Argi./Edu./ or small IT companies.

Tue Jan 23 13:55:24 2001
Name:Rajesh Kumar
Email:rajeshk_rajan@rediffmail.com
Suggestions:Please Increase income tax limit for all the salaried class people.

Tue Jan 23 13:55:30 2001
Name:M.Raveendra
Email:mraveendra@mailcity.com
Suggestions:Dear Finance Minister, In case Individual tax it is better to include spouse income also and compute Income tax, And for those who are only husband or wife are working some tax exemptions may be given. This would help , where families have one source of income. Regards, M.Raveendra

Tue Jan 23 13:55:41 2001
Name:M.Raveendra
Email:mraveendra@mailcity.com
Suggestions:Dear Finance Minister, In case Individual tax it is better to include spouse income also and compute Income tax, And for those who are only husband or wife are working some tax exemptions may be given. This would help , where families have one source of income. Regards, M.Raveendra

Tue Jan 23 13:56:13 2001
Name:Shankar Dutt kabdal
Email:shankardk@niit.com
Suggestions:Surcharge on Income tax and non-applicability of Standard Deductions(in case income exceeds Rs.5 lacs) may please me removed from next FY.

Tue Jan 23 13:57:25 2001
Name:sunil
Email:sfrodd@rediffmail.com
Suggestions:I request you to make every Indian citizen above 25 age to pay tax of Rs. 500-1000. This makes the citizens of our contry more responsible and to get a feeling of contributing toward nation building. How are u stopping china to enter indian market and protect indian manufacturers. Do something so that We can save the indian economy. Sunil Rodd Asst. Prof. Engineering College Belgaum, Karnataka

Tue Jan 23 13:57:48 2001
Name:Tushar
Email:etushar@rediffmail.com
Suggestions:sir, I wish to tell you that if it is possible, increase the price listing of the articles like ciggerettes and other similar non social objects so that 1. People stop using them 2. and if they use the Govt. will have high returns from such people. Rest is all up to the government and I also want to say that if it is possible reduce the budjet alloted to the ministers' tours.. I hope you understand. Thanking you.

Tue Jan 23 13:58:35 2001
Name:mprabhu
Email:mprabhu_m@hotmail.com
Suggestions:please don't give subsidies to all the peoples as it affects the economy very much.rupee ends higher these days showing good signs of the economy.cut subsidies to maximum extent increas the price of sugarcane. thanks ®ards, prabhu

Tue Jan 23 13:58:37 2001
Name:julie richards
Email:julieindia2001@yahoo.com
Suggestions:It is not necessary that during budget you have to increase the rate you can also reduce the rate of many items

Tue Jan 23 13:59:29 2001
Name:Sriram Ranganathan
Email:sriramranga@indiatimes.com
Suggestions:The boost to the capital market is a key initiative expected of the 2001 Budget. Besides that, the harried salaried class should get its due in terms of a higher standard deduction (by creating a separate category in "Individuals") and a different tax structure by way of an incentive for better compliance since this is the most tax adherent class in this country. The proposals to levy a filing fee on income tax returns and 10% service tax on a larger base covering a larger range of services should be implemented. Government expenditure should be reduced significantly so that the deficit stands pruned.

Tue Jan 23 13:59:46 2001
Name:Robin Alex Panicker
Email:robin@india.com
Suggestions:sir, here r my suggestions for the comming budget try to promote hardware industry just like the govt is doing now for software. this will help in creating more jobs for common people with out any technical knowladge. continue with the policies you r following now. because in the long run thats the best. thankyou Robin

Tue Jan 23 14:00:27 2001
Name:MOHD ZAHEERUDDIN MAYEEL
Email:mz_mayeel@rediffmail.com
Suggestions:DEAR SIR, PLEASE MAKE THE BUDGET VERY SIMPLE SO THAT A POOR CAN SUCCESSFULLY REACH THEIR GOALS. T.Q.

Tue Jan 23 14:01:10 2001
Name:Uday Swadi
Email:swadica@vsnl.com
Suggestions:Please remove discriminatory SC on Income Tax. If possible remove totally. Tax Agricultural sector.

Tue Jan 23 14:02:01 2001
Name:K.R.M.ACHAR
Email:achar@dfmcllc.com
Suggestions:INCENTIVES FOR NRI TO INVEST IN INDIA

Tue Jan 23 14:02:08 2001
Name:Sabyasachi Kundu
Email:sabykund@yahoo.com
Suggestions:Request Dear Sir, Please reduce the burden of Income tax.

Tue Jan 23 14:02:30 2001
Name:venkatesh .g
Email:venkatesh_bg@yahoo.com
Suggestions:i would seggest Mr Minister ot scrap the Income TAX DEPARTMENT AND TO INTRODUCE .5% ON ALL THE TRANSACTION THAT TAKES PLACE THAT IS CERDITING OR DEBETING TO BE COLLECTED BY THE BANKS AND ALL THE TRANSACTION ABOVE RS 1000 SHOULD BE MADE BY CHEQUE ONLY.BY THIS WILL CURB ALL THE BLACK MONEY.

Tue Jan 23 14:02:49 2001
Name:A sad Indian
Email:ctonyctony@indya.com
Suggestions:Spare the middle class people. We are the only people who have to struggle to maintain ourselves, pay taxes to maintain the poor of the nation and pay more to the corrupt people in power in one way or another- these rich people grow richer day by day. The rich never feel the pinch of any budget. The poor hardly know the difference between one budget and another. Only the working class middle class struggle to survive in India. There are only two options for them besides the grinding struggle. First - to return back to below poverty line and then hardly anything matters. Second - to try to make it to big league and there is only one way that is to be a crook in some way and make money. There will be a few cases filed and investigations but once you have the money you can buy yourself out. What has happened to the Harshads, Sukh Rams, etc.

Tue Jan 23 14:03:36 2001
Name:Tarun Kr Patra
Email:tpatra@123india.com
Suggestions:Dear Sir, What I think Salraied people are paying more income tax and they don't hv any black money. Pz change the structure as we r paying a lot of money in I.Tax and not able to live as per our standard..

Tue Jan 23 14:04:54 2001
Name:M.Muthukumaran
Email:muthui@yahoo.com
Suggestions:Sir Please protect the Indian business from being taken by foreign investors

Tue Jan 23 14:06:43 2001
Name:Sandipan Mallick
Email:sandipan_05@yahoo.com
Suggestions:Sir Please keep in mind middle class working people like us before presenting the budget. All round price increase will really affect us. We pay the maximum taxes and we are the people who gets least benifit. Please also do something so the BSE is rejuvinated. Some stringent measure is required so that non plan government expenditure is reduced to bare minimum. Wish you all the best With regards Sandipan

Tue Jan 23 14:07:03 2001
Name:V.Narayanan
Email:vnarayan@oranetech.com
Suggestions:Respected Sir, This is Narayanan from Bangalore. My sincere Suggestions for the forth coming budget is as follows, 1.Give some encouragement to (sincere)tax payers like preference in govt entities.Actually real tax payer no need money but preference in all Govt entries will encourage people to become assecee. 2.compulsarly all central GOVT agncies utilise Fresh Engineers for a period of one year with a small amount of stipend Defence Ministry can reduce the salary perks by utilising these youngsters Thanks & regards V.Narayanan

Tue Jan 23 14:07:17 2001
Name:Noor Ahmed
Email:ahmednoor@rediff.com
Suggestions:Respected Sir, Only request from a service category like ours is to increase the limit of non taxable income from the present Rs. 60,000/- to Rs. 1.25 lakhs please for the assessment year 2000-2001.

Tue Jan 23 14:07:37 2001
Name:abhijit
Email:abhijitp@opussoft.com
Suggestions:Hello Thanx for giving such good opurtunities to express views. There should be strong system by which businessmen should be trapped for hidding there Income and not putting there Income Tax properly. Hoping for positive effects regards Abhijit

Tue Jan 23 14:07:52 2001
Name:venkateswara rao madiraju
Email:vraomadiraju123@rediffmail.com
Suggestions:Dear Finance Minister, Congratulations on the occasion of presenting the budget for the fourth time I believe. Try to increase the IT limit to 1,00, 000 and allocate more funds to the infrastructure. Look at the other side ofthe coin like there are so many villages and habitants in India without water and other basic amenities. Thank you.

Tue Jan 23 14:08:02 2001
Name:c s tripathy
Email:cstripathy@hotmail.com
Suggestions:look forward to a budget which spurs indusrial growth and a construction boom across the country.

Tue Jan 23 14:08:06 2001
Name:fdd
Email:fgdfgf@bbvj.ad
Suggestions:dg

Tue Jan 23 14:08:12 2001
Name:Prasad
Email:p_nela@rediff.com
Suggestions:Hon Finance minister - Give utmost importance to IT segment,reduce tax on communication gadgets like wap phones / palm tops etc. prasad

Tue Jan 23 14:10:23 2001
Name:subir gupta
Email:sandow@rediffmail.com
Suggestions:Sir, In Central Excise Front, Duties on Scraps may please be eliminated. The minor loss can be covered up by increasing the rate of excise duty on inputs. The CENVAT procedure has left with many grey areas. This may please be simplified. Government's open market policy may not be strengthen further as that will only lead to absorbsion of indian industries by foreign investors. We need help from Central Government in terms of taxation so that indian industries may not be chopped off under delusion of hens that ley golden eggs.

Tue Jan 23 14:10:36 2001
Name:sridhar rao dasu
Email:sri251269@rediffmail.com
Suggestions:Mr.Yashwanth Sinha, I would like you to focus on reducing the subsidies to agriculture and also have big farmers pay the incometax. 2. The focus should also be on conserving the eletricity, but not giving domestic sector at lower rates but giving the industrial sector at lower rates. 3.Infrastructure development should also be given enogh focus so that the areas in and around the infrastrutural projects also develops. 4. Reduce fiscal deficit. 5. Disinvestment process should also be made quicker. 6. Reduce non-plan expenditure and governemnt spending on faltu items ike perks and definite no-no to so called peoples representaive. I can do without them. thanks and regards, sridhar.

Tue Jan 23 14:10:50 2001
Name:Bhupesh Datta
Email:bhupeshdatta@rediffmail.com
Suggestions:Dear Finance minister, As U know that cheap chinese goods R flooding Indian markets, it is becoming very difficult for our smaal industrialist to continue in the bussiness. my request to reduce taxes in those items such that Indian industry should not collapse

Tue Jan 23 14:10:58 2001
Name:sridhar rao dasu
Email:sri251269@rediffmail.com
Suggestions:Mr.Yashwanth Sinha, I would like you to focus on reducing the subsidies to agriculture and also have big farmers pay the incometax. 2. The focus should also be on conserving the eletricity, but not giving domestic sector at lower rates but giving the industrial sector at lower rates. 3.Infrastructure development should also be given enogh focus so that the areas in and around the infrastrutural projects also develops. 4. Reduce fiscal deficit. 5. Disinvestment process should also be made quicker. 6. Reduce non-plan expenditure and governemnt spending on faltu items ike perks and definite no-no to so called peoples representaive. I can do without them. thanks and regards, sridhar.

Tue Jan 23 14:11:32 2001
Name:vijayrajsinh
Email:vrajjadeja@rediffmail.com
Suggestions:resp.fm, present the budget which makes the gap between rich and poor to the minimum.all the dishonesty and iregularities arises from this wide gap.

Tue Jan 23 14:13:52 2001
Name:sanjay razdan
Email:razdansanjay@usa.net
Suggestions:Respected sir, I would like to bring into your kind notice the medical insurance.Hardly anybody has got any medical insurance in India.The concept is altogether missing.Although we have such a good middle class this concept is not so popular.Honourable sir I would request you to frame such policies for Medical insurance that it propogates like our IT & dotcom.Make it mandatory for everybody to take it and let there be immense private participation.Let there be some tax rebate also .Respected sir Kindly look into it. Thank you Yours Sincerely SANJAY RAZDAN

Tue Jan 23 14:13:58 2001
Name:S K Som
Email:suhaskumarsom@yahoo.com
Suggestions:Dear Sir, Its an opportunity for me to convey our requirement regarding the Budget 2001. With great anticipation, we awaited Budget 2000 wherein we got a real raw deal as far as income tax for the salaried class goes. At least this time this faithful category of employees get what they really deserve in these days of inflation an increase in taxable limits for the income. I suggest the income tax limit may please be raised from the present Rs. 60,000 to Rs. 1,25,000/- Regards

Tue Jan 23 14:14:06 2001
Name:BalaGopal
Email:sri_0078@yahoo.com
Suggestions:Hon'ble Finance Minister, Budget should strongly hold the indian rupee value which is depreciating highly against Dollar. Which will result in decreasing in the Highly qualified professional going outside India for Higher Income. Thanks A TRUE INDIAN

Tue Jan 23 14:14:09 2001
Name:Naveed Shaikh
Email:naveed200@rediffmail.com
Suggestions:lOTS OF CONCESSIONS ALREADY GIVEN TO SMALL SCALL UNITS, PLS. DONT GIVE ANY NEW CONCESSIONS TO THEM. 2) AS OIL PRICES HAS DECREASED IN THE GLOBAL MARKET, KINDLY PASS ON THE BENEFIT TO THE USER/CONSUMER. 3)VRS SHOULD BE INTRODUCED IN CENTRAL GOVT. JOBS. 4)IF U R BOLD ENOUGH, THEN IMPOSE TAX ON AGRICULTURAL INCOMES. ALL THE BEST... REGARDS, NAVEED SHAIKH.

Tue Jan 23 14:14:15 2001
Name:ibo
Email:ibo@igidr.ac.in
Suggestions:I think, this budget should focus more on the resource mobilisation so that we can go for a targetted investment plan. When PM and FM always talk about 7-9% growth rate of the economy, it's difficult to imagine without enough domestic savings for the required investment plan. If this budget aims with this understanding, then certainly there will be a bigger figure in the industrial growth which will certainly help in pushing up the GDP growth. Respectfully, Ibo

Tue Jan 23 14:15:07 2001
Name:INDIAN
Email:sri_0078@yahoo.com
Suggestions:Hon'ble Finance Minister, Budget should strongly hold the indian rupee value which is depreciating highly against Dollar. Which will result in decreasing in the Highly qualified professional going outside India for Higher Income. Thanks A TRUE INDIAN

Tue Jan 23 14:15:53 2001
Name:nilesh g. ranshinge
Email:nil_friend@rediffmail.com
Suggestions:In the era of equality why women should get more benefits on income tax? It should be removed.

Tue Jan 23 14:16:16 2001
Name:Rakesh Poonia
Email:nirmalrakesh@rediffmail.com
Suggestions:Sir, Please raise the income tax limit to rs. 1 lac in the forthcoming budget.

Tue Jan 23 14:16:48 2001
Name:werf
Email:fdsfds@fdsfds.asd
Suggestions:Go F*CK Urself!!

Tue Jan 23 14:17:13 2001
Name:Sharad Desai
Email:sdesai@bloomberg.net
Suggestions:Dear Mr. Sinha I am currently based in London and work with an international bank. I have over 10 years of capital markets experience and am reasonably confident that the Government of India could use my services. I would like to work on some ideas I have to take India into the 21st century - do you think you could use me? Sharad Desai

Tue Jan 23 14:17:44 2001
Name:Raj Murali s
Email:rajmurali@hotmail.com
Suggestions: Introduction: Software engineers of India go round the world to do and get business. Prob: Many times they travel for durations more that 180 days an year. During these long visits, to the host country, they are paid there which attract host counties taxes on the income. Though India has signed a lot of double taxation avoidence agreements with many countries, it is very difficult for the tax payee to get or comply to the system needs of the individula counties tax relationship with India and to file tax returns in India. Even after using the professional consultants help in this regard is keeping many cases pending due to non clarity of the rules. like Tax residend ot non resident in the host country, etc. Request: It is requested that to make the tax procedure simple to the frequent long term travellers of India to help them maintain their tax accounts easly by giving simple and a single set of rules (indipendent of the host county) for the tax calculation.

Tue Jan 23 14:18:37 2001
Name:Subhendu Kumar Hota
Email:subhendu_h@yahoo.com
Suggestions:1) Working People's individual income tax exemption limit to be increased to one lakh atleast and the tax for the business people is to be imposed strictly. 2) More fund has to be given to the welfare ministry for welfare of the handicapped people. 3) All limited organisations should fix their employees salary as per the govt. structure. 4) More subsidy is to be given for petrol, kerosene, diesel and domestic cooking gas. 5) Telephone and electricity bills is to be deposited through Nationalised Banks. 6) 25% of the total budget should be spent on Defence Upgradations with latest weapons. 7) More funds to be given for the Prime Minister's Relief fund to face any sort of Natural Calamity.

Tue Jan 23 14:19:11 2001
Name:Nagarajan
Email:naga@hotmail.com
Suggestions:1. For salaried people standard deduction should be 50,000 or the tax bracket should start at 1 lakh

Tue Jan 23 14:19:18 2001
Name:Prakash Sabnis
Email:prakashgs2001@rediffmail.com.
Suggestions:TDS on deposit Interest,limit to be reduced,as I am retired Bank employee.

Tue Jan 23 14:19:35 2001
Name:Somesh Dravid
Email:dravid.somesh@mahindra.co.in
Suggestions:Please device suitable measures( e.g. differenciation in tax structure)to promote use of E Commerce for BtoB/ BtoC transactions.

Tue Jan 23 14:20:04 2001
Name:Manish Shah
Email:manish26@rediffmail.com
Suggestions:Dear Sir, Please do something on infrastructure side for highways and center should look into Sardar Sarovar Narmada Project looking into the condition of the states going through wtih scarctiy of water

Tue Jan 23 14:20:11 2001
Name:siddalingeshwara yawagal
Email:siddu_yawagal@hotmail.com
Suggestions:Increase Tax on Tubacco products, alcohol products Reduce the Tax rate from 34.5 to 30 that of 22 to 20 Remove the subsides on all petrol products Make everyone to pay Tax by some techenics like VDIS

Tue Jan 23 14:22:40 2001
Name:madhvi vora
Email:madhvivora@rediffmail.com
Suggestions:Income Tax officers should be made accountable for the orders they pass without appling their mind. Sometimes they pass absured order if person is not ready to bribe them. Income tax officers should be given trainig regulery to make them update. I know ITO who has told me that she does not know how to read a company Balance Sheet. I wonder how then she can scrutine companies account. ITO should come to the office in time so that people do not have to wait for them. Becuse in majority of the cases people waiting for them are professionals and we shpuld consider time of professionals as precious. Thank You

Tue Jan 23 14:22:45 2001
Name:Bill Gates
Email:Bgates@microsoft.com
Suggestions:Please go to hell

Tue Jan 23 14:23:13 2001
Name:Vaibhav Goyal
Email:VGoyal@Email.com
Suggestions:Hi, Please make the budget IT friendly. Yours Vaibhav

Tue Jan 23 14:23:37 2001
Name:Ashish
Email:ashcontact@hotmail.com
Suggestions:Dear Mr. Sinha, I should admire you Mr. sinha for your last budget proposals. but since we are not able to achive set targets

Tue Jan 23 14:25:48 2001
Name:C S Vadiraj
Email:cs_vadiraj@yahoo.com
Suggestions:Dear Mr. Sinhaji, Please come up with a system whereby the businessman also pays his taxes which is akin to taxwitholding in the case of a salaried person. I am sure that this one single step will bring in lots of revenue. Also you may want to review some outdated provisions in the Income Tax Act. Good wishes for a SUCCESSFUL 2001 BUDGET.

Tue Jan 23 14:26:51 2001
Name:Deepak Mehra
Email:cipl@satyam.net.in
Suggestions:We are manufacturer exporters for light engineering products. India has a great future in light engineering products due to are ability to produce good quality. But a lot of times we loose out to countries like China because it is not possible for us to get Raw material at international prices. Not everything can be imported directly by us because of quantity constraints.I suggest private bonded ware houses be promoted all small sized importers like us can contribute in their establishment like stock and gaurantee. 2)some how reduce the interference of the revenue staff like excise and sales tax for exporters.Every shipment of ours gets delayed by a week because at first the excise people clear it 2 days process thjen the customs clear it 3 days process. Just imagine the turnover loss.Also they require favours from us regularily and eye us as cheats., because they feel we don't contribute in revenue. 3)remove CST and state border controls. We are one country and the revenue officials behave as if we don't belong any where. 4)Trust the business class. Please make laws for those who follow law and not for those who break laws.Because the ones who break law do it any ways.Belive me it is very simple.The whole system is for sale at he lower level.This way at least the honest will be able to do hassle free business and every one will follow.right now we can live by example.

Tue Jan 23 14:27:05 2001
Name:SANJAY KUMAR BOLE
Email:sbole@hotmail.com
Suggestions:Dear Sir, I have some humble suggestions to make relating to NRI taxation: 1. At present returning Indians are allowed to keep the money out of country and the income earned will not be taxable on earning assets until they are holding the status of RNOR. The available alternative to retruning Indian is only to deposit money in RFC account with very low interest rate or put in FCNR for a maximum period of 3 years. i would request you the following: Maximum deposit period be increased from 3 to 7 years or atleast 5 years so that returning indians would park their savings in FCNR and would keep the fund in country . They will also be exempt from tax liability for the period of deposit. IT act should claearly specify under section 10 that such deposits are fully exempt to RNOR for a period of 5/7 years . I hope you would give your kind consideration to this opinion. We ae proud to have knowledgeable and efficient FM to head such an important portfolio. With best regards Sanjay Kumar

Tue Jan 23 14:27:18 2001
Name:NAGARAJA
Email:REV_14@REDIFFMAIL.COM
Suggestions:RELAX FURTHER I.T. FOR WORKING CLASS EMPLOYEES AND HENANCE FOR BUSINESS CLASS PEOPLES

Tue Jan 23 14:28:10 2001
Name:Anil Thakurs
Email:anil_malh@rediff.com
Suggestions:Sir Budget should be normal and it should be effected to poor and middle sector people and Sir one more thing that is last year budget u have sectioned 14% to defence sector so now this year budget amount should be sectioned at least 20% It is becasuse defence sector is most important part of our nation Thanks Anil

Tue Jan 23 14:28:19 2001
Name:K M Venkatesh
Email:venki006@rediffmail.com
Suggestions:Sir, I am aware that you function under extreme duress because of the fact that your party does not command absolute majority in the Lok Sabha and you have to appease the multitude of partners you carry and address their greed. This may be preventing you from executing your plans in totality. However you may consider implementing the following either this year or even later. 1. You could look at taxing the land holding farmers. You will get crores of them. Anyone who buys a tractor could be a target. Any farmer who has a house in the cities could be a target. 2. You need to address the problem of benami ownership. There are lots of people who own properties in other people’s names. If the ‘benami’owner cannot show proof of his purchase then one could confiscate the property. That way a lot of politicians will stop buying property in other people’s names. 3. You should look at reducing taxes on motor vehicles. That way more people will buy cars and scooters and indirect accruals will definitely be more than direct accruals by way of duties. 4. States should be supported by the center in only a few areas like education and healthcare. Revenue generation should be the job of the states. Defence, Foreign Policy, and such areas should rest with the center. I dont quite know if some of the above are already being implemented, but however if they are not then consider doing so.

Tue Jan 23 14:28:38 2001
Name:Ramachandran M S
Email:ram@gtvltd.com
Suggestions:Dear Minister, As the salaried class are the most people suffering wrt Taxes, would request u to increase the savings limit from 80000 to 150000. The extra 70000 odd investment compulsorily in Govt bonds should return only 5 or 6% interest, thereby reducing the govt burden towards interest payment also.

Tue Jan 23 14:28:52 2001
Name:KV Srinath
Email:kvsrinath@hotmail.com
Suggestions:Sir, Pl. issue clear guidelines for treating ESOPs which are traded in Foreign Stock Exchanges & not in India. Will it taxed as Capital gains or at 34.5% as per any income.

Tue Jan 23 14:29:47 2001
Name:Ujjal Bhattacharya
Email:ujjal71@hotmail.com
Suggestions:Make Internet Telephony possible .Try adapting technology like other countries unlike it was done with Satelite Television .Please pass this on to Sushma Swaraj.You simply cannot stop technology from coming in.

Tue Jan 23 14:31:25 2001
Name:SANJU
Email:ssanjay_g@rediffmail.com
Suggestions:Hello sir this is MADHU from hyd (AP). Sir i am very sorry to say you that now a days many people in our country are dying of hunger and many are still homeless so can you please give the reason for this statement sir.

Tue Jan 23 14:31:27 2001
Name:k.kannabiran
Email:kkannan75@rediffmail.com
Suggestions:please reduce the prices of computers.

Tue Jan 23 14:31:33 2001
Name:B. Sudheer
Email:sudheerb2000@yahoo.com
Suggestions:Sir, Please increase the income tax exemption limit to the salaried class. Also, kindly restore the 12 days casual leave credit to central government employees

Tue Jan 23 14:31:57 2001
Name:Ramachandran
Email:ram@gtvltd.com
Suggestions:Dear Sir, 1. Remove the surcharge on personal and corporate taxation 2. Increase the service tax rate. 3. Export should be given due credit. Please give addl incentives for export.

Tue Jan 23 14:32:57 2001
Name:S.Athulan
Email:sathulan@mailcity.com
Suggestions:Reduce personal tax rates !! Increase Standard Deduction !! Increase IT ceiling to more than what it is now. Cut govt. expenditure !! Do something to make Audio systems cheaper. Do something to increase the cost of cigarettes and alcohol. Do something to discourage companies from manufacturing polluting vehicles/accessories (this includes horns which rip one's ear apart) Drastically reduce on freebies to MPs Do something to prevent never-ending serials from being aired on TV channels (NES Tax !!)

Tue Jan 23 14:33:22 2001
Name:Ibo
Email:ibo@igidr.ac.in
Suggestions:We all know that there have been so many announcements of packages and subsidies to the North-Eastern region, yet there is hardly any improvement in the region. The reason is that they are not implemented - or what is said is far from what is done, may be it is just unfeasible in the planning of the center. I think, we need a sincere feasible plan or package towards the infrastructure mainly power, transportation and communication of the region. I hope this budget looks at the much needy improvement of the infrastructure of the region Ibo

Tue Jan 23 14:33:57 2001
Name:Chandra Shekhara S
Email:shekars@icode.com
Suggestions:Please do not penalize the honest tax payers by way of surcharge on income tax. Please remove them.

Tue Jan 23 14:35:56 2001
Name:Chandra
Email:msrchandran@rediffmail.com
Suggestions:Dear Sinha, Annual savings for salaried class to be increased from Rs. 80000 to Rs. 200000. The increase in amount should be to infrastructure bonds at a very low interest rate.

Tue Jan 23 14:36:38 2001
Name:chandran
Email:msrchandran@rediffmail.com
Suggestions:Decrease government expenditure

Tue Jan 23 14:37:03 2001
Name:durga agrawal
Email:deepee_ent@rediffmail.com
Suggestions:budget may provide special pakage for jharkhand to create infrastructure fornew state capital

Tue Jan 23 14:37:06 2001
Name:Murali
Email:murali_ramki@hotmail.com
Suggestions:1. Pls improve the infrastructure of the country. 2. Reduce the services Tax for small scale inds to be competetive. 3. Pay attention to Services & Transport industry.

Tue Jan 23 14:37:59 2001
Name:durga agrawal
Email:deepee_ent@rediffmail.com
Suggestions:budget may provide special pakage for jharkhand to create infrastructure fornew state capital

Tue Jan 23 14:39:06 2001
Name:Gaurav
Email:dogie@dog.com
Suggestions:Dear Mr. Sinha, Can you please try to remove corruption from our finantial institutions. Can we have a flat rate of incom tax may be 20% on all sort of incomes and no rebate of any sort? Regards, Gaurav Gaurav

Tue Jan 23 14:39:51 2001
Name:outlaw
Email:haila@hotmail.com
Suggestions:Improve he labour laws

Tue Jan 23 14:39:55 2001
Name:Asim Garg
Email:asimgarg@rediff.com
Suggestions:Cut down the income Tax to give relief to honest working class who pay their Taxes. Grab the real offenders, the Business Class, who can manipulate their Annual Income and pay NO TAX

Tue Jan 23 14:40:03 2001
Name:Jones Koshy
Email:jkoshy@bridge.com
Suggestions:Dear sir Why can't you put economic compulsions ahead of the political numbers game and take steps to speed up the economic upliftment of our country. You can rest assured that even if you may be pulled by your political bosses for not toeing their line, this nation will thank you one day for the good that you and only you could have done and cared enough to do. Yours sincerely Jones Koshy

Tue Jan 23 14:41:17 2001
Name:ARCHIE FERNANDES
Email:helenf@im.eth.net
Suggestions:PLEASE REMOVE SURCHARGE FOR SALARIED EMPLOYEES

Tue Jan 23 14:41:50 2001
Name:vijay kumar
Email:vijayguntur@rediffmail.com
Suggestions:sir, plese think about middle man also thank you

Tue Jan 23 14:42:15 2001
Name:Dhananjay
Email:hijai23@yahoo.com
Suggestions:Respected Sir, This is Dhananjay here. I am a Software Engineer would like to give some suggestion on the forthcoming budget.I am expecting a good response for the s/w industry which is going to be build tomorrows india.And also want to some restrication on chinese things.Otherwise our indian industries r in big trobule. regards. Dhananjay

Tue Jan 23 14:42:28 2001
Name:RAJU GIANANI
Email:gianani@hotmail.com
Suggestions:There is lot of potential for tourism in India-huge amount of foreign exchange and employment can be generated from this sector. pls workout something with respect to this sector

Tue Jan 23 14:42:34 2001
Name:nitesh khemani
Email:nitesh_17_2000@yahoo.com
Suggestions:best wishes

Tue Jan 23 14:44:26 2001
Name:P.Siva Prasad
Email:sivavsp@rediffmail.com
Suggestions:Sir, Why dont you cut the unecessary facilities that r giving to the MPs or ministers because u r wasting more money on them if put the money on the village sector they will grow it builds the economy of the country.but if u spend on it to the MPS or minister they will drilldown the country.I think u consider my sgeesation

Tue Jan 23 14:44:42 2001
Name:vinod
Email:man_vinod@rediffmail.com
Suggestions:dear sir see that all below provety line peaple shoul have a benifit

Tue Jan 23 14:45:49 2001
Name:sreenivas murthy
Email:murthy125@rediffmail.com
Suggestions:1. Please consider following American system of direct taxing to avoid the manipulations by business groups and employees 2. Try to tax the politicians and leader instead of targeting the salaried on whom you can anyhow execercise control through their salaries.

Tue Jan 23 14:45:52 2001
Name:Satya Srinivas
Email:anumulas@yahoo.com
Suggestions:Sir, I am employee of a leading Software company working in Chennai. Every year, I will be paying extra tax because of my company laws and after filing IT returns, I have never got my extra tax returned. Will there be any suggestion that can be brought so that the either the amount returned by IT department ot the excess tax be adjusted by the companies itself in the next assessment year. With regards, Satya Srinivas.

Tue Jan 23 14:47:32 2001
Name:John Varughese
Email:jvk7@yahoo.com
Suggestions:Please reduce tax on computer accessories.

Tue Jan 23 14:48:00 2001
Name:TSPSinha
Email:tspsinha@lot.tatasteel.com
Suggestions:Among many honest I.Tax payers, the guaranteed payers are salaried class, speciaaly those whose tax is deducted at source. Can the authority think to nab those areas where income is subjective and depends on personnel revailence. The I.Tax structure should be such that salaried group is given more exemption and emphasis is given to trace the actual income from non-salaried group and to deduct the tax at source from these groups too. This will enhance the national income through one of the tax collection items. Further, I would suggest that the money recovered from various agencies or black money found through various criminal cases, should be first deposited to Govt. treasury pending the cases.

Tue Jan 23 14:48:11 2001
Name:Ashish
Email:mathur_ash@rediffmail.com
Suggestions:Since the government cannot give proper drinking water ,guranteed electricity, resonable medical facilities ,proper roads ,better enviornment to live for how about removing or reducing the tax which mostly goes to feed politicians.

Tue Jan 23 14:49:01 2001
Name:p.s.suresh
Email:psureshs@rediff.com
Suggestions:1) Kindly consider increasing the income limit for exemption for the salaried class or reducing the tax percentage. 2) With increased expenses on education, you need to substantially increase the exemption limit for education expenses to Rs 500/= per month. 3) You may also consider exemption of eduction expenses for salaried employees, giving them an opportunity to develop their skills. I trust and hope you will consider my request favourably and do a world of good for the middle class famalies.

Tue Jan 23 14:50:10 2001
Name:P.Siva Prasad
Email:sivavsp@rediffmail.com
Suggestions:Sir, Make the income tax returns policies sttrict.I am giving some suggesation give some card to the people with out enterning or with out using the card not allow them to transact.that time u can find it out the hwo much money tha particular guy getting per anum.One more thing at the time transation impose law with out paying tax no transactions.

Tue Jan 23 14:51:26 2001
Name:Faisal Ansari
Email:hughes123@rediffmail.com
Suggestions:I am a student,studying in bsc.Being a citizen of india and having great love for my motherland I am pleased to suggest that the budget 2001 should give priority to the benefits and welfare of common man. This can only be achieved by reduction in the prices of food products,petroleum,and travel.

Tue Jan 23 14:54:05 2001
Name:Munish Malik
Email:malikmunish@rediffmail.com
Suggestions:Make some way to get Real rich person pay their taxes according to their real income.Reduce the tax on food, clothing so that a common man can live .Do not just speak about liberalization practice it. Govt should not earn their income just by taxing essential item such as food stuff ,clothing ,petrol, etc. But earn the income as US does. Let us see have you got a stength to do this ? Othrtwise you should resign

Tue Jan 23 14:55:27 2001
Name:prasad
Email:babuvadivel@rediffmail.com
Suggestions:Sir, Please look in to the Salarird People in mind & do the needful

Tue Jan 23 14:55:44 2001
Name:Bhaskar Kolluru
Email:kollurub@rediffmail.com
Suggestions:Hope U will introduce Value Added Tax on goods rather than sales tax and avoid cheating by the stores people.

Tue Jan 23 14:55:59 2001
Name:Pradeep Nevatia
Email:pradeep@shafika.vetri.com
Suggestions:This is on Direct Tax: 1.For salaried people, let there be a net tax applicable ( no rebates etc )for different levels of Gross salary ( to be computed as cost to the company ). The salary at the hands of employee should be net of tax. Tax Return in that case be only a declation from employer & employee. Besides simplifying the process drastically, it will save a big cost to the Govt in managing income tax accounts.

Tue Jan 23 14:56:16 2001
Name:Perumal Murugesan, R.B.I. Mumbai
Email:bakti_2000@rediff.com
Suggestions:Educational expenses ( at least the tution fees )incurred by the parents for the professional course of studies of their wards should be granted tax exemption from the gross salary.

Tue Jan 23 14:56:23 2001
Name:anil
Email:anilkv_in@yahoo.co.uk
Suggestions:before presenting the next budget just go through the prevoius one and check whast is the status of each and every aspects and evaluvate the drawbacks

Tue Jan 23 14:56:36 2001
Name:R Ramachanderan
Email:ramachanderan@rediffmail.com
Suggestions:Income Tax ememptions should be fuly withdrawn and there should be a either a tax rate in the slab of 5%, 10% and 15% maximum or taxation introduced while receiving the income itself. In other words, every citizen will pay atleast 5% of income as tax either after receipt or they shall receive their income only after tax. By doing this, we can put an end to the so called tax planning by the accounting experts. Though the sugesstion is for Individuals, this can also be introduced for Corporates. Thank you for giving an opportunity. R Ramachanderan
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